Jono does Retail Banking
Hey! I'm Jono – currently, a graduate retail banker. Follow me on my Retail Banking Journey – specifically, with the goal of working in the wealth / mass affluent area, one of the most exciting industries as of the past few years.
Please find my 2 featured articles on the mass affluent population on the home page. My remaining 5 articles can be find in the hyperlinks at the bottom! Please feel free to reach out:
jonathanvhubbard@gmail.com
Category: Uncategorized
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May 2025 The Starting Line: Banks Shift Gears Toward the Mass Affluent Over the past few years, retail banks have increasingly turned their attention toward the mass affluent –> customers who aren’t considered ultra-wealthy, but hold meaningful disposable income and assets. Slowing interest-rate revenues, rising competition from fintechs, and the promise of long-term cross-selling opportunities…
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———————————————————————————————————– December 2024 “The Mass Affluent Boom: Retail Banking’s Most Exciting Pivot Yet” Instead of focusing solely on billionaires and large corporations, many retail banks have rolled out the red carpets for a new class of client – the “mass affluent”. In May 2023, Barclays UK restructured its UK wealth business, combining its private banking…